Sheth Sumesh


  • 22+ years’ experience in Life Insurance Industry as a Manager in India and in Singapore
  • 6+ years’ academic experience in Insurance and Management training, consultancy and research
  • Over 1 year experience in Government of India
  • 2 years’ experience in teaching and research in Biology


  • Managing Life Insurance operations in India
  • Teaching Insurance and related topics, Research in Insurance with multiple publications
  • Managing complex projects involving multiple stakeholders from conceptualisation, inception and operationalising them.
  • Managing large verticals in Information technology and Marketing Personnel training with the largest Insurer in India.
  • Building a life Insurance company’s system and processes from a nascent stage in Singapore.


Since July 2021

On deputation from LIC of India in the cadre of deputy zonal manager to NIA (National Insurance Academy), Pune, India as a faculty in Life Insurance


  • July 2020-2021: Worked as a faculty at the apex training centre of LIC of India, Management Development Centre at Mumbai. Conducted programs pertaining to Life Insurance, Insurance regulation and Finance
  • December2018-June 2020: Worked at the corporate office of LIC of India in the International operations department. The role consisted of supporting and monitoring international operations spread over 14 countries in Asia, Africa, and Europe. It also involved exploration of new opportunities.
  • November 2015-December2018: Manager and compliance officer in a life insurance company in Singapore for three years. Looked after the entire Operations including board meetings and related activities, risk and underwriting and as a compliance officer handling the MAS regulatory compliance.
  • May2014-November 2015: In the corporate HRD (Human Resources Development) department of LIC of India as a team leader that handled training operations for the tied Agency force and other field personnel.
  • From May 2008 till May 2014: at NIA (National Insurance Academy), Pune, India as Research Associate
  • From 1993 to 2008: Worked in LIC of India as a Manager/Officer at different levels and in different areas of operations


Key contributions:

  • Lead a team that designed and set up PCMC (Premium Collection Management Center) which was a common platform for collecting premiums through multiple non-traditional modes such as Internet, ECS, bill payment, ATM and kiosks. Today it accounts for bulk of premium collection of LIC of India involving millions of transactions per annum.
  • Member of a team at the corporate IT Department which pioneered and oversaw the creation of one of the largest networks in India, carried out a major business process reengineering of the largest life insurer in India.
  • Number of publications in various journals and magazines like Bimaquest, IRDA Journal, The Actuary, Yogakshema, Pravartak, etc...
  • Received CD Deshmukh prize for a paper submitted in CD Deshmukh seminar, 2013.
  • Was selected as a member of an advisory mentor council by DGET, Government of India.
  • Was a faculty for PGDM at NIA, visiting faculty in Life Insurance, Health Insurance to institutes in India and abroad.


  • M.Sc. (Master of Science) with First Class
  • Qualified in a national level eligibility test for lectureship (NET/SET) conducted by CSIR-UGC.
  • PGDM (Post Graduate Diploma in Business Management) from IGNOU (Indira Gandhi National Open University), New Delhi.
  • Associate Member of Insurance Institute of India since November 2008.
  • Student Member, Institute of Actuaries of India. Qualified in 4 papers.

Current Areas of Interest:

  • Implication of advances in biology and medical science for Insurance
  • Demographic changes and its impact on society and Insurance

Selected Publications

Sr No

Date of Publication

Name of Magazine/Journal

Article Title


2011 July

Bimaquest Vol. 11 Issue 2

Challenges in financing healthcare for the elderly in India


2012 July

Bimaquest Vol. 12 Issue 2

Choices for funding personal healthcare costs in India


2012 July

Bimaquest Vol. 12 Issue 2

Genetic Underwriting


2012 August

Pravartak March - Volume VI Issue 2

Insurance: A Journey from B-Branch to e-Branch


2012 August

Pravartak March - August 12 Volume VI Issue 2

Proceedings of C D Deshmukh Seminar 2011


2013 January

Bimaquest Vol. 13 Issue 1,

Singapore Health Care System: An Overview


2013 August

IRDA Journal

The "3A" effect


2013 August

Yogakshema-LIC of India

In-house Journal



2013 November

FAIR-NIA Seminar on Risk Management

Key issues in covering Life and Health risks in Afro-Asian countries


2013 December

Shri J T Randive Memorial Seminar

Dual effect of information technology on the Actuarial role


2014 January

C D Deshmukh Seminar, NIA

Award winning essay: "Talent War: Recruitment, Retention & Relationship Building in the Realm of Life Insurance"


2014 February

IRDA Journal

Advances in Biological Research -Impact on Insurance                                                                                 (Jointly  by Sumesh Sheth , P. Muraleedharan and Saji Paul)


2014 March

The Actuary



2020 September

BimaVidya-MDC In house Journal

Moving to eBranch in a Post COVID World


2021 March

BimaVidya-MDC In house Journal

Post-Pandemic Dominance of PCMC for Renewal Premium Collection

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