P156 - WORKSHOP ON MOTOR THIRD PARTY CLAIMS (NON-LIFE)

 Background

 Motor third party Insurance has assumed significant importance in terms of market share in the recent past.  It is also a large contributor to underwriting losses affecting the bottom line of companies. The stakeholders involved in the motor third party ecosystem are many, requiring monitoring and control by the insurers for effective portfolio management. Recent developments in the motor space include introduction of The Motor Vehicles (Amendment) Act, 2019, amendment in section 163A-schedule for compensation for third party fatal accidents/injury cases claims, compulsory personal accident cover of Rs.15 lac, regulation on long term policy for two wheelers and private cars, and increasing frequency and severity of third party cases. The programme will enable participants to have an understanding of various facets of motor third party insurance to enable them to provide better service and make the portfolio sustainable.

 Objectives 

 The programme aims to equip participants with knowledge and understanding of 

Ø  M.V. Act and other laws

Ø  Procedural requirements of MACT Claims

Ø  Medical knowledge for assessment of non-fatal injuries

Ø  Written statements, pleading & proving the defences available, effective recovery

Ø  Role of Insurers, Advocates, Investigators, Police, Judiciary and MVD in the management of TP claims 

Ø  Various mechanisms for claims settlement

 Contents  

Ø  Overview of Motor TP: Portfolio Trends

Ø  MV Act, MV Rules , CPC & other laws governing motor insurance

Ø  Trends in court awards and important judgements

Ø  Provisioning of third-party claims

Ø  Written statements, pleading & proving the defences available, effective recovery

Ø  Medical knowledge to handle T.P. claims & assessment of non-fatal injuries

Ø  Defences available to insurers, settlement calculation aspects

Ø  Role of Officers, Police, investigators, hospitals & judiciary in T.P. claims management process

Ø  Lok Adalats, conciliatory & alternate dispute mechanisms

 

Participants’ Profile 

 Officials handling Motor Third Party claims posted in Head Office, Regional Offices, Claims Hubs, Operating Offices of Indian and foreign public & private sector General Insurance Companies

  Duration:       3 Days

  Dates:             17.10.2022-19.10.2022

                            05.12.2022-07.12.2022